Privacy Policy for PennyTalk
Last updated: August 7, 2025
Our Commitment to Your Privacy
PennyTalk does not collect, store, or transmit any personal data.
We believe your financial information should remain private and under your complete control. That's why PennyTalk was designed from the ground up to protect your privacy.
What This Means for You
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Local Storage Only: All expense and income records are stored locally on your device.
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No Tracking: PennyTalk does not use any analytics, tracking, or third-party services.
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Offline First: The app works entirely offline and does not connect to the internet.
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No Data Sharing: No data is ever shared with anyone — your privacy is fully protected.
Data Collection
Zero Data Collection
PennyTalk does not collect any of the following:
- Personal information (name, email, phone number)
- Financial data (account numbers, transaction details)
- Usage analytics or app behavior data
- Device identifiers or location data
- Voice recordings (voice input is processed locally and immediately discarded)
Your Data, Your Control
Since all your data remains on your device, you have complete control over it:
- You can export your data anytime using the app's CSV export feature
- You can delete all data by deleting the app
- No one else has access to your financial information
- Your data cannot be compromised by server breaches because there are no servers
Third-Party Services
PennyTalk does not integrate with any third-party services, analytics platforms, or advertising networks. The app is completely self-contained and operates independently.
Changes to This Policy
Any changes to this privacy policy will be updated on this page and in the app. However, our core commitment to not collecting any personal data will never change.
Contact Information
If you have any questions or concerns about this privacy policy, please contact the developer:
Email: asadiceiu@gmail.com